Gredydu awgrymiadau
Clywyd rhywbeth am fodolaeth hanes credyd, Efallai, gan bawb a oedd yn gorfod cymryd y clod, ni waeth pa swm a'r rheini sy'n defnyddio yr hawl cyfreithlon i weld yr hanes a gwirio. O'r fath “Ailyswiriant”, as it appears, is reasonable at dialogue with banks which suddenly “all of a sudden” refuse credit reception. The annoying error or discrepancy which has crept in your credit history … can become the reason of sudden and inexplicable boycott.
Gradually in our bank system the practice when availability of positive credit history determines possibility of reception of a bank loan is implemented. The database of Inter-regional bureau of credit histories contains today more than 2 million records. It cooperates with all regional banks which daily arrange and send new credit “affairs”.
Spoil history can the one-day delay of payments under the credit. And more “malicious” non-payers in general for a long time can forget about credit resources as banks can inquire history of any borrower if that is available, Nid yn unig yn Swyddfa credyd lleol, ond hefyd yn y catalog canolog lle y cedwir enwi rhannau o'r holl hanes.
Mae stoplight ar gyfer banciau hefyd yn y ffaith o glirio credyd ar draul gwerthu eiddo.
Ogystal â, nad yw cefnogwyr o fenthyciadau banc a argymhellir i newid yn aml yn breswylfa ac yn gweithio. Felly, Ni fydd unrhyw fanc rhanbarthol yn rhoi allan y credyd os bydd llai na hanner blwyddyn yw hyd gwasanaeth y benthyciwr posibl ar waith diwethaf.
Wrthi'n datblygu system credyd bydd hanes yno yn cronni mwy a mwy o wybodaeth o wahanol ffynonellau. Mae'n golygu y daw nid dim ond cyd-berthynas â banciau, ond hefyd o'r fath “siarad” ffeithiau, fel taliad cyfleustodau, telathrebu symudol a llonydd, cosbau, amharu ar gardiau plastig.
Mewn gair, to spoil credit history is a simple business. It will be much more difficult to recover trust. After all under the law, histories of borrowers of legal and physical bodies are stored for 15 years.
In spite of the fact that under the law each owner of credit “Busnes” has the right once a year free of charge to see the history, the few people only use this right. And in vain.
Even the respectable borrower can appear suddenly “invisible being” for banks which without assigning any reasons — banks have on this right — will refuse credit granting. The trivial error can become the inattention reason.
To settle a question it is possible, directly having addressed in bank which possesses “authorship” of an error, or through the court. By the way, from a credit history it is possible to learn even a name of the person who have brought each record, and time for this.
Can you remember those good times when anybody could take a credit if one needed funds? And just imagine the state of those who have to bear that burden nowadays when the world economy is facing hard times. And for those people having loans the issue of monitro credyd is as urgent now as never before. Nid oes a wnelo dim ond benthyciad rheolaeth, this also helps save money, amser, and nerves and be fast in solving loan related issues. Those who are looking for a spot where to find out about monitro credyd, are welcomed to go to this credyd adroddiad monitro safle – there is lots of information about loan monitoring and how to order that service.
In addition we haven’t forget about possibilities given to us by digital technologies. The Web network gives a truly unique opportunity to learn what we require or to get anything on the best terms which are available on the market.